To open a CD with Regions Bank, you need a minimum amount for $500 and the term should be for a minimum period of 90 days. You can also opt for a term between 7 to 89 days provided the minimum opening amount is $2500 or higher. The main advantage is that the interest is compounded daily and this can result in higher earnings by way of interest. The CD can be automatically renewed after the end of the term period. The interest earned on the CD can be transferred to a savings or checking account of Regions Bank periodically. Another feature is the online banking option that comes with all CDs.

The current Regions Bank CD rates for a period of up to 11 months is 0.05% APY. The Regions CD rates for a period of 12 to 17 months are 0.15% APY while for a period of 18 to 23 months, the rates are 0.35% APY. Regions certificate of deposit rates are 0.50% APY for a period of 24 to 35 months and 0.60% APY for 36 to 47 months. Regions Bank CD rates are 0.99% APY for a period of 49 to 59 months and 1.25% APY for a term of 60 to 72 months respectively. These rates are attractive and along with the convenient features, it is a good way to invest your money.

Regions bank CD rates for a period of 2 to 11 months is 0.05% APY. For a period of 12 to 17 months regions certificate of deposit are 0.15% APY 0.15% while the regions CD rates for a period of 18 to 23 months is 0.35% APY. The rates for a period of 24 to 29 months is 0.50% APY 0.50% and the rates for a term of 30 to 35 months is 0.50% APY. The Regions certificate of deposit rates for 36 to 47 months is 0.60% APY and the rates for a term of 48 to 59 months is 0.99% APY. For a term of 60 to 72 months, also known as the Regions bank jumbo cd rates, the interest rate is 1.25% APY.

The minimum opening deposit amount is $2500. The CD terms are flexible and range from 7 to 89 days. For standard CDs whose term extends for more than 90 days, a minimum of $500 is required. For CD that have a term of more than 12 months, interest is paid annually,at least once in a year after completion of the 1^st year. These accounts attract substantial penalty for early withdrawal. So, its a good idea to plan well to avoid paying a hefty penalty if you want the money before the end of its term.

Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD at Regions Bank will return an APY of 0.45%.

Regions Bank rates for a 9-month CD will also return an APY of 0.45%. A 1-year CD at the bank will return an APY of 0.90%.  This APY is shared with the 15-month CD as that also offers an APY of 0.90%. An 18-month investment will return a special APY of 1.15% though rates will remain 1.01% for CDs in the range of 19-23 months.

Regions CD rates for a 2-year investment are currently estimated at an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions Bank certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. Highest CD rates are available for the 6-year investment option at an APY of 2.00%.

Regions Bank Jumbo CD rates are the most profitable investment option. A 42-month CD under this investment option will return an APY of 2.25%. An 8-month CD offers an APY of 0.75%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher. The bank will apply penalties and will deduct amounts from CDs in case of early withdrawals and other violations of user agreements.

There are currently four special Regions CD rates available.  These require a $10,000 minimum deposit to open and maintain.  The 7 month special returns 1.01% annual percentage yield (APY), 12 months gives 2.00% APY, 23 months gives 2.50% APY, and 42 months gives 3.25% APY.  Those are very competitive nationally.

Standard term Regions Bank certificate of deposit rates are also available, of course, and are also nationally competitive.  These range from 2 months to 72 months.  These Regions Bank rates require a $500 minimum deposit.

At 2 months, they return 0.25% APY, 3-5 months gives 0.40% APY, 6 months 0.90% APY, 8-11 months is the same, 13-22 months is 1.26% APY, 24-35 months gives 1.50% APY, 46-41 months gives 1.76% APY, as does 43-59 months, and 60-72 months gives 2.00% APY.

Not as good as the specials, for sure, but still good Regions Bank CD rates worth considering.  For the shorter terms, there is no change with Regions Bank Jumbo CD rates.  A Jumbo is anything over $100,000 in deposit.  Longer terms have better rates, usually by 0.2-1%, depending on the term.  The special terms (above) have no difference in their Regions Bank Jumbo CD rates versus standard returns.

Regions Bank is, of course, FDIC insured to the fullest extent of the law.  If any of these Regions Bank CD rates appeal to you, lock your Regions Bank rates in today.  Regions CD rates change often and without notice, so be sure to grab the one you want now before Regions certificate of deposit rates alter.

The special rates are for 6, 9, 18, and 39-47 month terms.  These have a minimum deposit of $10,000, but whether you already have a Regions account or not, there is no difference, so relationship banking doesn’t help Regions Bank CD rates in this case.

For the 6 month term, the annual percentage yield (APY) is 1.50% and for 9 months, the Regins CD rates are 1.74% APY.

For an 18 month term, the Regions bank rates are 2.0% APY, which is very competitive nationally.  For 39-47 month terms, you get Regions Bank CD rates for 3.0% APY.  That is good compared to some national offers right now.

These special offers are at least a full point above the standard Regions CD rates right now.  So if you’re looking at getting in on Regions certificate of deposit rates, it’s a good idea to do so quickly.  These rates can change again quickly.  All Regions accounts are FDIC insured.  Stay tuned for updates on more Regions Bank rates.

There are two Regions CD rates worth looking at closely, we think: a short-term 35-day and a longer 125-day.  Regions bank rates are good and if you’re a short-term investor, these Regions Bank CD rates are definitely worth putting on your list of considerations.

The “one month, five days” Regions CD rates (35 days) has a 4% annual percentage yield (APY), which is a great rate for such a short-term deal, we think.  A minimum deposit of $500 is required.

The other Regions Bank CD rates we looked at were for the 125-day term.  The Regions CD rates for this one are 4.12% APY, which is outstanding in our book.  This CD also has a $500 minimum deposit.

Both CD rates at Regions Bank are available at any branch office or online, though rates change quickly in today’s market.  The market right now definitely seems to be in the favor of the investor, with most banks happy to have as many deposits on hand as they can get—and willing to pay out for it.

So these are worth a look for sure, but you’ll need to hurry if you want to make sure the deal is still there.  Regions is an FDIC insured bank.