There are many different options when it comes to savings accounts. The first is the Regions life Green savings account. For the online opening of this account, the minimum amount is $50 and for opening an account in any branch, the minimum balance is $5. Interests are compounded on a daily basis and a 1% annual interest bonus is offered. There is no monthly maintenance fee.

The next option is the Regions savings scheme. It could be opened with a minimum amount of $50. Over draft protection facility is offered for this account holders and a monthly maintenance fee of $4 is charged. A minimum daily balance of $300 is required to avoid these maintenance costs.

Another option is a savings account for minors. A minimum amount of $5 is required to open an account. This scheme is mainly to encourage children to have a savings habit where they can monitor their accounts safely online. To open this account, one of the parents should have a Regions Bank account.

The current Regions Bank savings account rates are 0.05% for all balances. These rates are competitive in today’s environment. Along with the convenient and flexible features, these Regions Bank high yield savings accounts are an attractive choice of investment.

Regions bank CD rates for a period of 2 to 11 months is 0.05% APY. For a period of 12 to 17 months regions certificate of deposit are 0.15% APY 0.15% while the regions CD rates for a period of 18 to 23 months is 0.35% APY. The rates for a period of 24 to 29 months is 0.50% APY 0.50% and the rates for a term of 30 to 35 months is 0.50% APY. The Regions certificate of deposit rates for 36 to 47 months is 0.60% APY and the rates for a term of 48 to 59 months is 0.99% APY. For a term of 60 to 72 months, also known as the Regions bank jumbo cd rates, the interest rate is 1.25% APY.

The minimum opening deposit amount is $2500. The CD terms are flexible and range from 7 to 89 days. For standard CDs whose term extends for more than 90 days, a minimum of $500 is required. For CD that have a term of more than 12 months, interest is paid annually,at least once in a year after completion of the 1^st year. These accounts attract substantial penalty for early withdrawal. So, its a good idea to plan well to avoid paying a hefty penalty if you want the money before the end of its term.

The current Regions money market rates are 0.05% APY for all balances. The interest is compounded daily and paid monthly. Besides these competitive interest rates, the features of this product are also attractive. The minimum amount required to open an account is $100. A monthly maintenance fee of $10 is charged if you maintain a balance of less than $2500. Otherwise, the monthly fee is waived.

As a customer, you get a lot of benefits through this account. You are entitled to access the online banking system of Regions Bank that comes with Free Bill Pay option. There are free image statements for you to better manage your financial transactions. There are many different interest tiers to offer maximum benefit for different kinds of customers. It also comes with a 24 hour automated telephone banking system and a discounted safe deposit box to store your valuables. Above everything, your money is insured by FDIC and is backed by the trust and reliability of Regions Bank. This can help you to be peaceful that your money is in safe hands.

In short, Regions money market interest rates are quite competitive and you can consider this as a good avenue for investment.

Regions Bank high interest savings are of particular interest to people that are interested in ensuring a fixed income, whether monthly, quarterly or yearly. The bank currently offers a multitude of products that can be used by customers to boost their incomes.

Regions Bank high yield savings are currently available on the company’s Life Green savings account. The account can be opened by any customer that has a checking account with the bank and has a $50 deposit in the bank. An annual interest bonus of 1% is accrued on the account. Basic interest is 0.10% that is compounded daily but paid monthly on collected basis.

Regions Bank Interest Rates depend on national economic outlook and financial health of the company and are subject to regulatory action and guidelines. People can easily check the latest interest rates applicable on savings accounts and certificates of deposits by simply visiting the company website. They can enter their city zip code to find detailed information about the rates available in their city and state.

Regions Bank savings account rates might not be the best in the financial market but they are still sufficient enough for small investors. Regions savings account offers an APY of 0.05% that is accrued quarterly or yearly as per the terms of the investment. Minimum investment is $50 and can be as high as $50,000. Additional details are available on the company website and customers can also use the call center and online help to glean further information.

Regions Bank has emerged as a major bank based in Birmingham, Alabama. The bank offers a wide range of investment opportunities. The mortgage rates at Regions Bank are dependant on national economic outlook, federal rules and regulations and overall financial health of the company. Regions Bank mortgage rates for the fixed rate terms as of April 2010 are as follows and they are subject to change.

For a loan amount of $100,000 and amortization term of 15 years, the bank offers an APR of 4.863% with an interest rate of 4.50%. There will be a total of 180 payments with a monthly amount of $765.

Regions Bank rates for a loan amount of $100,000 and amortization term of 30 years is estimated at 5.469% APR. Interest rate is 5.25% and estimated monthly payment is $552.21 for a total of 360 months. Loan to value percentage is 80% for both 15-year and 30-year amortization.

Regions home loans are also available for first time home buyers. The company offers a loan amount of $100,000 for an amortization term of 30 years under this package. Interest rate is accrued at 6.500% and APR is 6.729%. Loan to value percentage is 97% under this offer. A total of 360 monthly payments will be due with a monthly payment estimate of $ 632.07. Regions mortgage rates offer standard APR and interest rates after taking into account the conditions of the real estate and mortgage market.

Regions Bank on line banking offers real-time balances on all accounts, of course, as well as transfers.  A nice Getting Started Guide will show you how to utilize the features of Regions On Line banking.  Regions Bank online banking also offers Bill Pay, secure messaging to bank personnel, and access to current Regions Bank rates.  A great interactive demo shows you hands-on how Regions Bank online banking works.

Another great feature is Regions Bank Online banking transactional alerts will send you messages via text messaging or email to let you know when a transaction happens.  And, if your information is stolen, you have Zero Liability through the Regions Bank guarantee.

The speed, especially with mobile banking, is still very good and you can load Regions Bank rates quickly to see how you’re money is doing or where you might be able to have it do better.  You can also download your account information into popular financial software like Quicken or Money through Regions Bank online banking.

The Regions Bank on line banking site is easy to use and straight-forward in its banking approach.  Definitely worth a look, it’s free to use for Regions Bank Online banking customers and account holders.

Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD at Regions Bank will return an APY of 0.45%.

Regions Bank rates for a 9-month CD will also return an APY of 0.45%. A 1-year CD at the bank will return an APY of 0.90%.  This APY is shared with the 15-month CD as that also offers an APY of 0.90%. An 18-month investment will return a special APY of 1.15% though rates will remain 1.01% for CDs in the range of 19-23 months.

Regions CD rates for a 2-year investment are currently estimated at an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions Bank certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. Highest CD rates are available for the 6-year investment option at an APY of 2.00%.

Regions Bank Jumbo CD rates are the most profitable investment option. A 42-month CD under this investment option will return an APY of 2.25%. An 8-month CD offers an APY of 0.75%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher. The bank will apply penalties and will deduct amounts from CDs in case of early withdrawals and other violations of user agreements.

Birmingham, Alabama-based Regions Financial Corporation is a premier banking institution in the American Southeast region. Its footprint is spread from Virginia to Texas and all the way to American Midwest Region of Missouri. Regions Bank is the main banking arm of the company and offers a whole range of investment options. Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD returns an APY of 0.45%.

Regions Bank rates for a 9-month CD are also accrued at 0.45%. A 1-year CD returns an APY of 0.90% whereas a 15-month CD also yields an APY of 0.90%. An 18-month CD returns an APY fo 1.01%.

Regions CD rates for a 2-year investment returns an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. An APY of 2.00% is also applicable on the 6-year investment option.

Regions Bank Jumbo CD Rates are basically the highest possible APY that are accrued on special CD investments. A 31-month CD under this investment option returns an APY of 2.50%. A 14-month CD returns an APY of 1.60% whereas an 8-month CD offers an APY of 1.01%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher.

Regions Bank money market rates are offered for a multitude of investment options. Basic money accounts start with a minimum investment of $100 and a monthly fee of $10. Monthly fees are applicable on this account until investors are able to raise their investment to $2,500 or more. Regions interest rates vary by location and geographic region of the United States.

Regions money market interest rates for an investment of less than $2,500 are estimated at 0.05%. These rates are as of December 31, 2009 and are subject to change depending on market conditions. Investments that are greater than $2,500 will yield an interest rate of 0.10% and have the same APY. These rates are compounded daily and paid monthly on collected balances.

Regions money market rates for investments greater than $10,000 and less than $25,000 will return an APY and interest rate of 0.15%.

Investments greater than $25,000 and less than $49,999 will return an APY and interest rate of 0.20%. Investments greater than $50,000 offer the highest interest rates of 0.25%.

Regions Bank also offers Platinum Relationship accounts under its money market investment option. Customers need a checking account with Regions Bank and a minimum balance of $15,000. Higher interest rates start from an investment of $20,000 and higher. An investment of $20,000 to $29,999 will yield an interest rate of 1.49% and APY of 1.50%. Interest rates remain the same for lager investments as well. Standard banking practices are applied on money market accounts.

The Regions LifeGreen Savings account requires a $5 deposit with an automatic recurring monthly savings transfer from a Regions Checking Account, if not then all Regions LifeGreen Savings account that are opened will cost $50. The account rates for the Regions LifeGreen Savings account in terms of Interest Rates and Annual Percentage Yield is the: balances that are less than $2,499 have a rate of 0.05%, those that are between the band of $2,500-$49,999 have a rate of 0.10% and balances of $50,000 or more have a rate of 0.50%.

The balance required to open up a Regions Savings account is $50 thus subjecting you to the benefit of compounded daily interest which is paid monthly on a collected balance basis. The account rate for the Regions Savings account is the same for both Interest Rates and APY’s: balances that are below $49,999 are at the rate of 0.05% whilst all balances above $50,000 have a rate of 0.40%.

The requirement to open a Savings for Minors account is only at $5 with the promise of daily compounded interest which is paid monthly on collected balances. The account rate for the Savings for Minors account is recorded with all balances having an interest rate and an Annual Percentage Yield of 0.05% flat rate.