Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD at Regions Bank will return an APY of 0.45%.

Regions Bank rates for a 9-month CD will also return an APY of 0.45%. A 1-year CD at the bank will return an APY of 0.90%.  This APY is shared with the 15-month CD as that also offers an APY of 0.90%. An 18-month investment will return a special APY of 1.15% though rates will remain 1.01% for CDs in the range of 19-23 months.

Regions CD rates for a 2-year investment are currently estimated at an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions Bank certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. Highest CD rates are available for the 6-year investment option at an APY of 2.00%.

Regions Bank Jumbo CD rates are the most profitable investment option. A 42-month CD under this investment option will return an APY of 2.25%. An 8-month CD offers an APY of 0.75%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher. The bank will apply penalties and will deduct amounts from CDs in case of early withdrawals and other violations of user agreements.

Birmingham, Alabama-based Regions Financial Corporation is a premier banking institution in the American Southeast region. Its footprint is spread from Virginia to Texas and all the way to American Midwest Region of Missouri. Regions Bank is the main banking arm of the company and offers a whole range of investment options. Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD returns an APY of 0.45%.

Regions Bank rates for a 9-month CD are also accrued at 0.45%. A 1-year CD returns an APY of 0.90% whereas a 15-month CD also yields an APY of 0.90%. An 18-month CD returns an APY fo 1.01%.

Regions CD rates for a 2-year investment returns an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. An APY of 2.00% is also applicable on the 6-year investment option.

Regions Bank Jumbo CD Rates are basically the highest possible APY that are accrued on special CD investments. A 31-month CD under this investment option returns an APY of 2.50%. A 14-month CD returns an APY of 1.60% whereas an 8-month CD offers an APY of 1.01%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher.

Regions Bank money market rates are offered for a multitude of investment options. Basic money accounts start with a minimum investment of $100 and a monthly fee of $10. Monthly fees are applicable on this account until investors are able to raise their investment to $2,500 or more. Regions interest rates vary by location and geographic region of the United States.

Regions money market interest rates for an investment of less than $2,500 are estimated at 0.05%. These rates are as of December 31, 2009 and are subject to change depending on market conditions. Investments that are greater than $2,500 will yield an interest rate of 0.10% and have the same APY. These rates are compounded daily and paid monthly on collected balances.

Regions money market rates for investments greater than $10,000 and less than $25,000 will return an APY and interest rate of 0.15%.

Investments greater than $25,000 and less than $49,999 will return an APY and interest rate of 0.20%. Investments greater than $50,000 offer the highest interest rates of 0.25%.

Regions Bank also offers Platinum Relationship accounts under its money market investment option. Customers need a checking account with Regions Bank and a minimum balance of $15,000. Higher interest rates start from an investment of $20,000 and higher. An investment of $20,000 to $29,999 will yield an interest rate of 1.49% and APY of 1.50%. Interest rates remain the same for lager investments as well. Standard banking practices are applied on money market accounts.

The Regions LifeGreen Savings account requires a $5 deposit with an automatic recurring monthly savings transfer from a Regions Checking Account, if not then all Regions LifeGreen Savings account that are opened will cost $50. The account rates for the Regions LifeGreen Savings account in terms of Interest Rates and Annual Percentage Yield is the: balances that are less than $2,499 have a rate of 0.05%, those that are between the band of $2,500-$49,999 have a rate of 0.10% and balances of $50,000 or more have a rate of 0.50%.

The balance required to open up a Regions Savings account is $50 thus subjecting you to the benefit of compounded daily interest which is paid monthly on a collected balance basis. The account rate for the Regions Savings account is the same for both Interest Rates and APY’s: balances that are below $49,999 are at the rate of 0.05% whilst all balances above $50,000 have a rate of 0.40%.

The requirement to open a Savings for Minors account is only at $5 with the promise of daily compounded interest which is paid monthly on collected balances. The account rate for the Savings for Minors account is recorded with all balances having an interest rate and an Annual Percentage Yield of 0.05% flat rate.

There are currently four special Regions CD rates available.  These require a $10,000 minimum deposit to open and maintain.  The 7 month special returns 1.01% annual percentage yield (APY), 12 months gives 2.00% APY, 23 months gives 2.50% APY, and 42 months gives 3.25% APY.  Those are very competitive nationally.

Standard term Regions Bank certificate of deposit rates are also available, of course, and are also nationally competitive.  These range from 2 months to 72 months.  These Regions Bank rates require a $500 minimum deposit.

At 2 months, they return 0.25% APY, 3-5 months gives 0.40% APY, 6 months 0.90% APY, 8-11 months is the same, 13-22 months is 1.26% APY, 24-35 months gives 1.50% APY, 46-41 months gives 1.76% APY, as does 43-59 months, and 60-72 months gives 2.00% APY.

Not as good as the specials, for sure, but still good Regions Bank CD rates worth considering.  For the shorter terms, there is no change with Regions Bank Jumbo CD rates.  A Jumbo is anything over $100,000 in deposit.  Longer terms have better rates, usually by 0.2-1%, depending on the term.  The special terms (above) have no difference in their Regions Bank Jumbo CD rates versus standard returns.

Regions Bank is, of course, FDIC insured to the fullest extent of the law.  If any of these Regions Bank CD rates appeal to you, lock your Regions Bank rates in today.  Regions CD rates change often and without notice, so be sure to grab the one you want now before Regions certificate of deposit rates alter.

This hasn’t changed, though the annual percentage yield (APY) goes up to 0.25% now ($50,000+ deposit). The lowest is at 0.05% APY for deposits under $2,500. They go up in 0.05% increments at $2,500, $10,000, and $25,000 intervals.

Regions Bank rates change often, of course, on a variable rate account like a Regions money market rates account. Minimum balances of at least $2,500 must be kept to avoid fees on your Regions interest rates.

A Platinum Relationship Regions money market interest rates account is available. This one is tiered as before, but has typically higher rates (roughly 1% APY) and a minimum balance requirement of $15,000.

While we were looking, we checked the high yield Regions Bank rates for savings and saw that they aren’t as good as Regions money market rates right now. They have much lower balance requirements ($50), however.

Regions interest rates on both high-yield savings and Regions money market rates are compounded daily. They’re definitely worth a look if you’re in the Regions Bank operating area. All Regions Bank account are FDIC insured.

Those alerts that we loved so much last time have improved and now include some extra services for mobile users to make alerts faster and more convenient to immediately check on. Bill Pay is still useful and hasn’t changed, but the calendar used to set your auto-payments has been made easier to use.

Another improvement is to the speed of the site itself, especially in mobile banking. You can still download Regions Bank rates and get your Regions Bank Online banking information downloaded into Quicken and Money. You can also re-order checks and see check images for those that have cleared.

A nice Getting Started Guide will show you how to utilize the features of Regions On Line banking and a great interactive demo shows you hands-on how Regions Bank online banking works. Plus, if your information is stolen, you have Zero Liability through the Regions Bank guarantee.

Definitely worth a look, Regions Bank On Line banking has seen some good improvements.

Right now, two money market rates are available plus a few Regions savings account offers.  The standard money market account has a $2,500 minimum deposit while the platinum requires a $15,000 minimum deposit.

Rates are tiered according to deposit/balance amounts.  For Regions Bank high interest savings in these money markets, the standard pays 0.10% annual percentage yield (APY) for up to $9,999 in deposits.  That goes up to 0.15% for up to $24,999 and 0.20% APY for up to $49,999 and then 0.25% APY above that.

The same tiers are for platinum relationship money markets for Regions Bank rates, but the yields are higher.  For $15,000 to $19,999, the yield is 1.01% APY, then 1.75% APY for anything over that.  This is a good Regions Bank high yield savings option.

Regions savings account yields are the same no matter the deposit amount, so for $0 or up, the return is 0.10% APY.  If you have a significant amount to deposit, consider a different option.  Lifegreen Savings options for Regions Bank high interest savings yields 0.25% APY no matter the deposit.

The current Regions Bank rates are comparable to other banks and are slightly lower than they were last month.  Regions Bank high yield savings offers have no specials right now, as they did last month.  All Regions Bank accounts are FDIC insured.

The special rates are for 6, 9, 18, and 39-47 month terms.  These have a minimum deposit of $10,000, but whether you already have a Regions account or not, there is no difference, so relationship banking doesn’t help Regions Bank CD rates in this case.

For the 6 month term, the annual percentage yield (APY) is 1.50% and for 9 months, the Regins CD rates are 1.74% APY.

For an 18 month term, the Regions bank rates are 2.0% APY, which is very competitive nationally.  For 39-47 month terms, you get Regions Bank CD rates for 3.0% APY.  That is good compared to some national offers right now.

These special offers are at least a full point above the standard Regions CD rates right now.  So if you’re looking at getting in on Regions certificate of deposit rates, it’s a good idea to do so quickly.  These rates can change again quickly.  All Regions accounts are FDIC insured.  Stay tuned for updates on more Regions Bank rates.

Currently, the fixed-rate Regions home loans are averaging about 6.70% annual percentage rate (APR) at 80% for 15 years and 6.95% for 30.  That’s for average qualifying credit.  Adjustable Rate Mortgage (ARM) offers are at 30 years, with 1-10 year fixed-to-adjust times at 6.875% APR to start before adjusting.

For first time buyers, Regions home loans offers limited down payment options with average interest rates being around 7.88% APR for 30 years.  Those are fixed mortgage rates at Regions Bank offerings, not ARMs.  Other, more flexible options such as interest-only and similar loan products are also available at various Regions Bank mortgage rates.

Under the unique MyCommunity Mortgages plan, Regions bank rates are offered for various alternative plans to get your home.

Whatever you’re looking for in a mortgage, you’ll probably want to have a closer look at the mortgage rates at Regions Bank to see what they can offer you.  They ar ea large, well-established lender with a lot to offer.  Maybe Regions home loans are for you.