author on March 22nd, 2010

Regions Online banking is everything you’d expect from a solid, full-service bank.  Because we haven’t looked in a while, we here at Bank Rate Reviews thought we should have a look at it for you, again, to see what’s changed at Regions Online banking.

Regions Bank on line banking offers real-time balances on all accounts, of course, as well as transfers.  A nice Getting Started Guide will show you how to utilize the features of Regions On Line banking.  Regions Bank online banking also offers Bill Pay, secure messaging to bank personnel, and access to current Regions Bank rates.  A great interactive demo shows you hands-on how Regions Bank online banking works.

Another great feature is Regions Bank Online banking transactional alerts will send you messages via text messaging or email to let you know when a transaction happens.  And, if your information is stolen, you have Zero Liability through the Regions Bank guarantee.

The speed, especially with mobile banking, is still very good and you can load Regions Bank rates quickly to see how you’re money is doing or where you might be able to have it do better.  You can also download your account information into popular financial software like Quicken or Money through Regions Bank online banking.

The Regions Bank on line banking site is easy to use and straight-forward in its banking approach.  Definitely worth a look, it’s free to use for Regions Bank Online banking customers and account holders.

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author on March 5th, 2010

Today, we here at Bank Rate Reviews are going to bring you back up to date on the latest in Regions Bank CD rates.

Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD at Regions Bank will return an APY of 0.45%.

Regions Bank rates for a 9-month CD will also return an APY of 0.45%. A 1-year CD at the bank will return an APY of 0.90%.  This APY is shared with the 15-month CD as that also offers an APY of 0.90%. An 18-month investment will return a special APY of 1.15% though rates will remain 1.01% for CDs in the range of 19-23 months.

Regions CD rates for a 2-year investment are currently estimated at an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions Bank certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. Highest CD rates are available for the 6-year investment option at an APY of 2.00%.

Regions Bank Jumbo CD rates are the most profitable investment option. A 42-month CD under this investment option will return an APY of 2.25%. An 8-month CD offers an APY of 0.75%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher. The bank will apply penalties and will deduct amounts from CDs in case of early withdrawals and other violations of user agreements.

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author on January 4th, 2010

It’s time to look at Regions Bank money market rates again, as we here at Bank Rate Reviews work to keep you up-to-date on the latest information.

Regions Bank money market rates are offered for a multitude of investment options. Basic money accounts start with a minimum investment of $100 and a monthly fee of $10. Monthly fees are applicable on this account until investors are able to raise their investment to $2,500 or more. Regions interest rates vary by location and geographic region of the United States.

Regions money market interest rates for an investment of less than $2,500 are estimated at 0.05%. These rates are as of December 31, 2009 and are subject to change depending on market conditions. Investments that are greater than $2,500 will yield an interest rate of 0.10% and have the same APY. These rates are compounded daily and paid monthly on collected balances.

Regions money market rates for investments greater than $10,000 and less than $25,000 will return an APY and interest rate of 0.15%.

Investments greater than $25,000 and less than $49,999 will return an APY and interest rate of 0.20%. Investments greater than $50,000 offer the highest interest rates of 0.25%.

Regions Bank also offers Platinum Relationship accounts under its money market investment option. Customers need a checking account with Regions Bank and a minimum balance of $15,000. Higher interest rates start from an investment of $20,000 and higher. An investment of $20,000 to $29,999 will yield an interest rate of 1.49% and APY of 1.50%. Interest rates remain the same for lager investments as well. Standard banking practices are applied on money market accounts.

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