author on April 13th, 2010

Today at Bank Rate Reviews, we are going to look at what is being offered for mortgage rates at Regions Bank.

Regions Bank has emerged as a major bank based in Birmingham, Alabama. The bank offers a wide range of investment opportunities. The mortgage rates at Regions Bank are dependant on national economic outlook, federal rules and regulations and overall financial health of the company. Regions Bank mortgage rates for the fixed rate terms as of April 2010 are as follows and they are subject to change.

For a loan amount of $100,000 and amortization term of 15 years, the bank offers an APR of 4.863% with an interest rate of 4.50%. There will be a total of 180 payments with a monthly amount of $765.

Regions Bank rates for a loan amount of $100,000 and amortization term of 30 years is estimated at 5.469% APR. Interest rate is 5.25% and estimated monthly payment is $552.21 for a total of 360 months. Loan to value percentage is 80% for both 15-year and 30-year amortization.

Regions home loans are also available for first time home buyers. The company offers a loan amount of $100,000 for an amortization term of 30 years under this package. Interest rate is accrued at 6.500% and APR is 6.729%. Loan to value percentage is 97% under this offer. A total of 360 monthly payments will be due with a monthly payment estimate of $ 632.07. Regions mortgage rates offer standard APR and interest rates after taking into account the conditions of the real estate and mortgage market.

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author on March 22nd, 2010

Regions Online banking is everything you’d expect from a solid, full-service bank.  Because we haven’t looked in a while, we here at Bank Rate Reviews thought we should have a look at it for you, again, to see what’s changed at Regions Online banking.

Regions Bank on line banking offers real-time balances on all accounts, of course, as well as transfers.  A nice Getting Started Guide will show you how to utilize the features of Regions On Line banking.  Regions Bank online banking also offers Bill Pay, secure messaging to bank personnel, and access to current Regions Bank rates.  A great interactive demo shows you hands-on how Regions Bank online banking works.

Another great feature is Regions Bank Online banking transactional alerts will send you messages via text messaging or email to let you know when a transaction happens.  And, if your information is stolen, you have Zero Liability through the Regions Bank guarantee.

The speed, especially with mobile banking, is still very good and you can load Regions Bank rates quickly to see how you’re money is doing or where you might be able to have it do better.  You can also download your account information into popular financial software like Quicken or Money through Regions Bank online banking.

The Regions Bank on line banking site is easy to use and straight-forward in its banking approach.  Definitely worth a look, it’s free to use for Regions Bank Online banking customers and account holders.

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author on March 5th, 2010

Today, we here at Bank Rate Reviews are going to bring you back up to date on the latest in Regions Bank CD rates.

Regions Bank CD rates for a 3-month investment is currently estimated at 0.15%. A 6-month CD at Regions Bank will return an APY of 0.45%.

Regions Bank rates for a 9-month CD will also return an APY of 0.45%. A 1-year CD at the bank will return an APY of 0.90%.  This APY is shared with the 15-month CD as that also offers an APY of 0.90%. An 18-month investment will return a special APY of 1.15% though rates will remain 1.01% for CDs in the range of 19-23 months.

Regions CD rates for a 2-year investment are currently estimated at an APY of 1.25% whereas an investment in a 3-year CD returns an APY of 1.50%.

Regions Bank certificate of deposit rates for an investment in a 4-year CD will return an APY of 1.75% whereas an investment in a 5-year CD will yield 2.00%. Highest CD rates are available for the 6-year investment option at an APY of 2.00%.

Regions Bank Jumbo CD rates are the most profitable investment option. A 42-month CD under this investment option will return an APY of 2.25%. An 8-month CD offers an APY of 0.75%. Minimum deposit requirement for an investment of greater than 90 days is $500; investments lower than 90 days must be at least $2,500 or higher. The bank will apply penalties and will deduct amounts from CDs in case of early withdrawals and other violations of user agreements.

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