author on January 4th, 2010

It’s time to look at Regions Bank money market rates again, as we here at Bank Rate Reviews work to keep you up-to-date on the latest information.

Regions Bank money market rates are offered for a multitude of investment options. Basic money accounts start with a minimum investment of $100 and a monthly fee of $10. Monthly fees are applicable on this account until investors are able to raise their investment to $2,500 or more. Regions interest rates vary by location and geographic region of the United States.

Regions money market interest rates for an investment of less than $2,500 are estimated at 0.05%. These rates are as of December 31, 2009 and are subject to change depending on market conditions. Investments that are greater than $2,500 will yield an interest rate of 0.10% and have the same APY. These rates are compounded daily and paid monthly on collected balances.

Regions money market rates for investments greater than $10,000 and less than $25,000 will return an APY and interest rate of 0.15%.

Investments greater than $25,000 and less than $49,999 will return an APY and interest rate of 0.20%. Investments greater than $50,000 offer the highest interest rates of 0.25%.

Regions Bank also offers Platinum Relationship accounts under its money market investment option. Customers need a checking account with Regions Bank and a minimum balance of $15,000. Higher interest rates start from an investment of $20,000 and higher. An investment of $20,000 to $29,999 will yield an interest rate of 1.49% and APY of 1.50%. Interest rates remain the same for lager investments as well. Standard banking practices are applied on money market accounts.

Tags: , , ,

author on November 9th, 2009

It’s time that we here at Bank Rate Reviews brought you the latest in Regions Bank CD rates again.  In today’s ever-changing market, it’s important to keep up with the changes.

There are currently four special Regions CD rates available.  These require a $10,000 minimum deposit to open and maintain.  The 7 month special returns 1.01% annual percentage yield (APY), 12 months gives 2.00% APY, 23 months gives 2.50% APY, and 42 months gives 3.25% APY.  Those are very competitive nationally.

Standard term Regions Bank certificate of deposit rates are also available, of course, and are also nationally competitive.  These range from 2 months to 72 months.  These Regions Bank rates require a $500 minimum deposit.

At 2 months, they return 0.25% APY, 3-5 months gives 0.40% APY, 6 months 0.90% APY, 8-11 months is the same, 13-22 months is 1.26% APY, 24-35 months gives 1.50% APY, 46-41 months gives 1.76% APY, as does 43-59 months, and 60-72 months gives 2.00% APY.

Not as good as the specials, for sure, but still good Regions Bank CD rates worth considering.  For the shorter terms, there is no change with Regions Bank Jumbo CD rates.  A Jumbo is anything over $100,000 in deposit.  Longer terms have better rates, usually by 0.2-1%, depending on the term.  The special terms (above) have no difference in their Regions Bank Jumbo CD rates versus standard returns.

Regions Bank is, of course, FDIC insured to the fullest extent of the law.  If any of these Regions Bank CD rates appeal to you, lock your Regions Bank rates in today.  Regions CD rates change often and without notice, so be sure to grab the one you want now before Regions certificate of deposit rates alter.

Tags: , , , ,

author on June 15th, 2009

When we here at Bank Rate Reviews last looked at Regions Bank Online banking, it was a pretty good system and had some features that we liked. They’ve upgraded a few things, though, so we thought we should bring you the latest in Regions Bank On Line banking.

Those alerts that we loved so much last time have improved and now include some extra services for mobile users to make alerts faster and more convenient to immediately check on. Bill Pay is still useful and hasn’t changed, but the calendar used to set your auto-payments has been made easier to use.

Another improvement is to the speed of the site itself, especially in mobile banking. You can still download Regions Bank rates and get your Regions Bank Online banking information downloaded into Quicken and Money. You can also re-order checks and see check images for those that have cleared.

A nice Getting Started Guide will show you how to utilize the features of Regions On Line banking and a great interactive demo shows you hands-on how Regions Bank online banking works. Plus, if your information is stolen, you have Zero Liability through the Regions Bank guarantee.

Definitely worth a look, Regions Bank On Line banking has seen some good improvements.

Tags: , , ,