Since we hadn’t looked at Regions Bank savings account rates in a month or so, we here at Bank Rate Reviews thought we should look at them again to see how Regions saving account offers have changed. We looked at both money market and standard savings to see what Regions Bank high yield savings plans are availalble.
Right now, two money market rates are available plus a few Regions savings account offers. The standard money market account has a $2,500 minimum deposit while the platinum requires a $15,000 minimum deposit.
Rates are tiered according to deposit/balance amounts. For Regions Bank high interest savings in these money markets, the standard pays 0.10% annual percentage yield (APY) for up to $9,999 in deposits. That goes up to 0.15% for up to $24,999 and 0.20% APY for up to $49,999 and then 0.25% APY above that.
The same tiers are for platinum relationship money markets for Regions Bank rates, but the yields are higher. For $15,000 to $19,999, the yield is 1.01% APY, then 1.75% APY for anything over that. This is a good Regions Bank high yield savings option.
Regions savings account yields are the same no matter the deposit amount, so for $0 or up, the return is 0.10% APY. If you have a significant amount to deposit, consider a different option. Lifegreen Savings options for Regions Bank high interest savings yields 0.25% APY no matter the deposit.
The current Regions Bank rates are comparable to other banks and are slightly lower than they were last month. Regions Bank high yield savings offers have no specials right now, as they did last month. All Regions Bank accounts are FDIC insured.
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Since it’s been a month or so since we last looked at Regions Bank CD rates here at Bank Rate Reviews, we thought we should bring you up to date on the latest Regions certificate of deposit rates. Regions has four specials running right now. Like most banks nationally, Regions CD rates have dropped in the past month.
The special rates are for 6, 9, 18, and 39-47 month terms. These have a minimum deposit of $10,000, but whether you already have a Regions account or not, there is no difference, so relationship banking doesn’t help Regions Bank CD rates in this case.
For the 6 month term, the annual percentage yield (APY) is 1.50% and for 9 months, the Regins CD rates are 1.74% APY.
For an 18 month term, the Regions bank rates are 2.0% APY, which is very competitive nationally. For 39-47 month terms, you get Regions Bank CD rates for 3.0% APY. That is good compared to some national offers right now.
These special offers are at least a full point above the standard Regions CD rates right now. So if you’re looking at getting in on Regions certificate of deposit rates, it’s a good idea to do so quickly. These rates can change again quickly. All Regions accounts are FDIC insured. Stay tuned for updates on more Regions Bank rates.
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Regions is one of the largest banks in the United States, so we here at Bank Rate Reviews had to look at the current mortgage rates at Regions Bank for our readers. Regions offers several mortgage packages, depending on your situation and needs. Regions Bank mortgage rates are competitive and they offer loans at fixed, ARM, first time, construction, and more.
Currently, the fixed-rate Regions home loans are averaging about 6.70% annual percentage rate (APR) at 80% for 15 years and 6.95% for 30. That’s for average qualifying credit. Adjustable Rate Mortgage (ARM) offers are at 30 years, with 1-10 year fixed-to-adjust times at 6.875% APR to start before adjusting.
For first time buyers, Regions home loans offers limited down payment options with average interest rates being around 7.88% APR for 30 years. Those are fixed mortgage rates at Regions Bank offerings, not ARMs. Other, more flexible options such as interest-only and similar loan products are also available at various Regions Bank mortgage rates.
Under the unique MyCommunity Mortgages plan, Regions bank rates are offered for various alternative plans to get your home.
Whatever you’re looking for in a mortgage, you’ll probably want to have a closer look at the mortgage rates at Regions Bank to see what they can offer you. They ar ea large, well-established lender with a lot to offer. Maybe Regions home loans are for you.
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Most major banks offer online banking, whether it’s full service or just account checking. Regions Online banking is everything you’d expect from a solid, full-service bank. So we here at Bank Rate Reviews thought we should have a look at it for you.
Regions Bank on line banking offers real-time balances on all accounts, of course, as well as transfers. Regions Bank online banking also offers Bill Pay, secure messaging to bank personnel, and access to current Regions Bank rates.
Some of the more unique and useful tools included with Regions online banking is “transactional alerts.” If you’re like me, you have a terrible time remembering when your automatic transfers or bill payments happen. Regions Bank Online banking transactional alerts will send you messages via text messaging or email to let you know when a transaction happens. So no more forgetting!
Other useful tools include downloads to your favorite accounting software like Quicken and 24 hour 1-800 customer support. There are Regions Bank online banking offers and accounts for commercial and small business accounts as well.
The Regions Bank on line banking site is easy to use and straight-forward in its banking approach. It’s free to use for Regions Bank Online banking customers and account holders and there is a free interactive demonstration to show you how it works. Definitely worth looking into for those interested in Regions Bank rates and Regions online banking.
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We here at Bank Rate Reviews had a look at the Regions Bank credit card offers and rates and knew that we had to share them with you, our readers. Regions credit card rewards has a reward system called WorldPoints on their Platinum Plus card that has some great offers.
The Regions Bank credit card itself has some pretty nice bonuses without the rewards program too. First, unlike most credit cards, the Regions Bank credit card has online access 24 hours a day, 7 days a week to check current balances, payments, and more just like a bank account. That’s impressive, but think about Regions credit card travel rewards as well as Regions credit card rewards to boot.
The WorldPoints program offers 1 point for every dollar spent in retail purchases. These points can be traded for a huge variety of Regions credit card rewards offers like credit towards payments, merchandise or gift certificates, and even Regions credit card travel rewards. Another benefit is the fun MyConcierge service.
This service comes complimentary of the WorldPoints program and is a Regions credit card rewards program that offers assistance in finding tickets, restaurants, personal services, etc. by phone or online, 24/7 everyday.
Current Regions bank rates on credit are low, very in line with current rates nationally. Right now, Regions credit card rates for the Platinum Plus account is only 9.99% while all others are 15.99% annual percentage rate (APR). Regions credit card rates also include an introductory 1.99% APR for balance transfers and more for a year.
Overall, we think you’ll definitely find it worth your while to check out what Regions Bank credit card offers can do for you. We’ve found that Regions bank rates are competitive.
Tags: Regions Bank credit card, Regions Bank rates, Regions credit card rates, Regions credit card rewards, Regions credit card travel rewards
