Since it’s been a month or so since we last looked at Regions Bank CD rates here at Bank Rate Reviews, we thought we should bring you up to date on the latest Regions certificate of deposit rates. Regions has four specials running right now. Like most banks nationally, Regions CD rates have dropped in the past month.
The special rates are for 6, 9, 18, and 39-47 month terms. These have a minimum deposit of $10,000, but whether you already have a Regions account or not, there is no difference, so relationship banking doesn’t help Regions Bank CD rates in this case.
For the 6 month term, the annual percentage yield (APY) is 1.50% and for 9 months, the Regins CD rates are 1.74% APY.
For an 18 month term, the Regions bank rates are 2.0% APY, which is very competitive nationally. For 39-47 month terms, you get Regions Bank CD rates for 3.0% APY. That is good compared to some national offers right now.
These special offers are at least a full point above the standard Regions CD rates right now. So if you’re looking at getting in on Regions certificate of deposit rates, it’s a good idea to do so quickly. These rates can change again quickly. All Regions accounts are FDIC insured. Stay tuned for updates on more Regions Bank rates.
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