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Dec
19

Regions Bank Savings Account Rates

It has been a while since Bank Rate Reviews has made any updates on Regions Bank Savings Account Rates, as noted, there are three main savings accounts in Regions Bank: the Regions LifeGreen Savings, the Regions Savings and Savings for Minors.

The Regions LifeGreen Savings account requires a $5 deposit with an automatic recurring monthly savings transfer from a Regions Checking Account, if not then all Regions LifeGreen Savings account that are opened will cost $50. The account rates for the Regions LifeGreen Savings account in terms of Interest Rates and Annual Percentage Yield is the: balances that are less than $2,499 have a rate of 0.05%, those that are between the band of $2,500-$49,999 have a rate of 0.10% and balances of $50,000 or more have a rate of 0.50%.

The balance required to open up a Regions Savings account is $50 thus subjecting you to the benefit of compounded daily interest which is paid monthly on a collected balance basis. The account rate for the Regions Savings account is the same for both Interest Rates and APY’s: balances that are below $49,999 are at the rate of 0.05% whilst all balances above $50,000 have a rate of 0.40%.

The requirement to open a Savings for Minors account is only at $5 with the promise of daily compounded interest which is paid monthly on collected balances. The account rate for the Savings for Minors account is recorded with all balances having an interest rate and an Annual Percentage Yield of 0.05% flat rate.

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