Regions Bank money market rates are offered for a multitude of investment options. Basic money accounts start with a minimum investment of $100 and a monthly fee of $10. Monthly fees are applicable on this account until investors are able to raise their investment to $2,500 or more. Regions interest rates vary by location and geographic region of the United States.

Regions money market interest rates for an investment of less than $2,500 are estimated at 0.05%. These rates are as of December 31, 2009 and are subject to change depending on market conditions. Investments that are greater than $2,500 will yield an interest rate of 0.10% and have the same APY. These rates are compounded daily and paid monthly on collected balances.

Regions money market rates for investments greater than $10,000 and less than $25,000 will return an APY and interest rate of 0.15%.

Investments greater than $25,000 and less than $49,999 will return an APY and interest rate of 0.20%. Investments greater than $50,000 offer the highest interest rates of 0.25%.

Regions Bank also offers Platinum Relationship accounts under its money market investment option. Customers need a checking account with Regions Bank and a minimum balance of $15,000. Higher interest rates start from an investment of $20,000 and higher. An investment of $20,000 to $29,999 will yield an interest rate of 1.49% and APY of 1.50%. Interest rates remain the same for lager investments as well. Standard banking practices are applied on money market accounts.

This hasn’t changed, though the annual percentage yield (APY) goes up to 0.25% now ($50,000+ deposit). The lowest is at 0.05% APY for deposits under $2,500. They go up in 0.05% increments at $2,500, $10,000, and $25,000 intervals.

Regions Bank rates change often, of course, on a variable rate account like a Regions money market rates account. Minimum balances of at least $2,500 must be kept to avoid fees on your Regions interest rates.

A Platinum Relationship Regions money market interest rates account is available. This one is tiered as before, but has typically higher rates (roughly 1% APY) and a minimum balance requirement of $15,000.

While we were looking, we checked the high yield Regions Bank rates for savings and saw that they aren’t as good as Regions money market rates right now. They have much lower balance requirements ($50), however.

Regions interest rates on both high-yield savings and Regions money market rates are compounded daily. They’re definitely worth a look if you’re in the Regions Bank operating area. All Regions Bank account are FDIC insured.

Regions money market rates come in two packages, but we also thought you’d want to know what their high-yield savings account can do for you too.  The two Regions money market interest rates of note are the Regions Money Market and the Platinum Relationship Money Market.

The standard Regions Money Market gives interest on balances above $2,500 daily.  Tiered rates start at that point and climb, with the next tier at $10,000 and the next at $25,000 and the top tier at $50,000.  The account carries a $10 per month service charge unless the minimum balance of $2,500 is kept.

The Platinum Relationship Money Market Regions Bank account is also tiered with a minimum balance of $15,000 required to waive the account service fee of $15.  Tiers start at that point and are then at $20,000, $30,000, and $100,000.  Regions interest rates on these Platinum accounts are generally a little more than 1% higher than those on standard Regions money market rates.

Finally, we promised a look at the higher-yield savings Regions Bank account.  They have a $50 minimum balance to open and the annual percentage rate varies with the Fed.  These accounts are also tiered, with the second tier starting at $2,500, the third at $10,000, the fourth at $25,000, and the last at anything over $50,000.  To waive the monthly fee of $4, a minimum balance of $300 is required.

All three of these Regions interest rates are compounded daily.  We thought that they were definitely worth a look by our readers.  Rates change quickly, so be sure to do so soon.  Regions is FDIC insured.