Regions Bank has emerged as a major bank based in Birmingham, Alabama. The bank offers a wide range of investment opportunities. The mortgage rates at Regions Bank are dependant on national economic outlook, federal rules and regulations and overall financial health of the company. Regions Bank mortgage rates for the fixed rate terms as of April 2010 are as follows and they are subject to change.

For a loan amount of $100,000 and amortization term of 15 years, the bank offers an APR of 4.863% with an interest rate of 4.50%. There will be a total of 180 payments with a monthly amount of $765.

Regions Bank rates for a loan amount of $100,000 and amortization term of 30 years is estimated at 5.469% APR. Interest rate is 5.25% and estimated monthly payment is $552.21 for a total of 360 months. Loan to value percentage is 80% for both 15-year and 30-year amortization.

Regions home loans are also available for first time home buyers. The company offers a loan amount of $100,000 for an amortization term of 30 years under this package. Interest rate is accrued at 6.500% and APR is 6.729%. Loan to value percentage is 97% under this offer. A total of 360 monthly payments will be due with a monthly payment estimate of $ 632.07. Regions mortgage rates offer standard APR and interest rates after taking into account the conditions of the real estate and mortgage market.